Pet Insurance

We have teamed up with one of the country's leading Pet Insurance providers offering specialist cover for your cats, dogs, exotic pets and horses.

With cat insurance cover from just 11p a day and dog insurance from just 16p a day it is a small amount to pay to protect your pet from costly vet bills which are currently increasing by approx. 11% per year.

So for low premiums and a 10% discount for more than one pet covered click our quote button for an immediate online quote.

About Pet Insurance

If you are among the millions of people in the UK who own a cat, dog, rabbit or any other domestic pet, the chances are that you do not have any form of insurance policy covering you against the unplanned expense and trauma resulting from the injury or sudden illness that can strike any animal at any time and without warning. In fact, less than 17 per cent of owners actually take out any form of insurance cover on their pet. The facts show that this may not be the most wise decision they ever made. If you own a small animal such as a dog or a cat, an insurance premium can be as little as £25 per year. This may provide cover against:

• The cost of operations and treatment by a veterinary surgeon.
• The cost of specialist kennels or cattery if your pet needs to recuperate.
• The expense involved in advertising if your pet is lost or stolen.
• Legal expenses that you may incur if you are sued for damages as a result of the behaviour of your pet
• The cost of the disposal of your animal if it dies.

So the premium can be well worth the outlay if you consider that these days the cost of a relatively routine surgical operation by a veterinary surgeon on a small animal can run into hundreds of pounds and major surgery on a horse or pony can leave you with a bill running into thousands. You must also consider that reports indicate that the cost of veterinary treatment is rising each year, well beyond inflation levels.

These days you can obtain insurance cover on any species of pet whether it is a small dog of doubtful breed or an exotic reptile. Obviously, the cost of the insurance policy will depend on a number of factors. The age, type, breed and medical history of the animal will all be major factors in deciding the cost of the premium that you will be charged. Policies also differ enormously from company to company and contain varying benefits as well as exclusions. You must make the necessary enquiries from each company that you ask to quote you on pet insurance and be careful that you understand the terms of the policy before you commit. For instance, some policies will cover your pet for its lifetime; others only provide the necessary insurance for a designated term. You will be asked to decide on a voluntary excess sum and all insurance companies set an upper limit or ‘cap’ on the amount that they will reimburse you for the cost of treatment or compensation. Make sure that this level of cover is reasonable and sufficient.

Of course, like any other form of insurance, we all hope that it will never be needed, but owners face unforeseen bills for treatment of their pets on a regular basis. Tragically, some cannot afford the fees and have to make very difficult decisions. A solid policy of pet insurance will provide protection for you and your animal for its lifetime.